A revolutionary type of Group Personal Accident and Travel Insurance policy that is designed to be more flexible in scope of cover by removing some of the traditional exclusions and age limit; and introducing new benefits that today will lead to aim the insurance market.
- No Pre-existing medical exclusions
NEW!
- No Age Limit
NEW!
- Increased Living Benefits
NEW!
- Combined policy wordings of Group Personal Accident and Travel insuranceNEW!
- General Exclusion – Reduced from 14 to 3
IMPROVED!
- 6 Ground Breaking Benefits added to Permanent Disability Scale:
NEW!
- Quadriplegia
- Paraplegia
- Lower jaw by surgical treatment payout
- Loss of kidney
- Loss of spleen
- Permanent facial scarring longer than 5 cm / 10 cm
- Bereavement benefit with lump sum payout of 10%
NEW!
- Severe Injury benefit with lump sum payout of 10%
NEW!
- General exclusions now only 3
IMPROVED!
- Fracture benefit scale enhanced
IMPROVED!
- Severe Burns to include 2nd Degree Burn
IMPROVED!
- No pre-existing medical exclusions
NEW!
- Free Cover for accompanying spouse and dependent children on a business trip
NEW!
- Free leisure trip upgrade for directors, managing director, chairman, chief executive officer or president and their spouse and dependent children
NEW!
- Employment disruption benefit to take care of advance deposits for transport and accommodation expenses
NEW!
- Kidnap benefit of up to HKD$ 100,000
NEW!
- Personal Liability benefit limit of up to HKD$ 10,000,000
IMPROVED!
- Medical benefit with no capping of traditional Chinese medicine
IMPROVED!